These are the general approaches people take whether they're walking on the street or on public transit:
Give them some spare change.
Tell them you don't have any money (whether or not it's true).
Tell them to get a job.
I never say #4 because you really never know why people are asking for money. I'll usually do a range of 1 or 2. But sometimes when I'm not feeling particularly nice or just don't want to be bothered after a long day of work, I pick #3 - Ignore them. Read more [...]